I love so much

hai..haii.. i Love You...!! huhuhu...ops..not la..just joke.. i just wanna to share about my favourite activities. So much thing that I like to do. I cant stay with out doing anything. such as.. Swimming  i love swimming. I feel that when i swim, i will free all my burden. i left all the problem in water.

Photograph

 i willing to spend my money just to buy DSLR. i have a friend that also intersesting on this activities. We always outing together and snap a picture. I also sometimes join seminar on photography.

Jogging

jogging can save your body from getting serious sick.

 twice a week i will jog around Sport Centre UUM. 

ok..Thats all from me. 

tq spend your day on reading my entry..

BYEEE..!!!!

  

Gateway To University.

hai readers.. how are you??Is everything Ok?? today i would like to story my experience become deputy director for programe Gateway To University. this programe was held on last 27-29 March. This programe was involve by Pra-U SMK Sg Kob, Kulim. The objective of this programe was for give expirence university life to the students and give support to them to study until get enter University. We also sharing our knowledge to them on how to study at school and manage programe.
 So many activities that we held such as ride horse at Equinistarian Centre UUM, Go-Kart, explorace, latihan dalam Kumpulan(LDK) and sharing experience with UUM students. The students so sporting and enjoy with the activities that we do.

To all sis and bro, i hope that you will strunggle to your study untul you get University.. i will wait for you September 2015 next year ok.. I will pray for your sucsess.. Good Luck for STPM...     

Program Translead Maklum

haii.. today i would like to story about my last camp at Janda Baik. I was be choosen to participate that camp. the student that involve for the camp almost 300 hundred students. they come from many university such as Universiti Pertahanan Nasional Malaysia(UPNM), Universiti Malaysia Terenggnu(UMT), Universiti Teknologi Malaysia(UTM), International Islamic University Malaysia(UIA) and much more.

my group..(NAGA)

SELFIE WITH KM

The objective of this program is to build a good leader among students. We are exposed to Image & Social etiquette workshops, social media and word art power. Besides that, we also can make a connection with other student so that after this we can make a join venture programe with them. This programe so best, enjoyble and we get so much knowledge from this.
On the way we're going back to UUM, we visit to Genting Highland for take a rest. So enjoyble..

i hope that our relationship will goes forever..

happy knowing you all..

 

How to manage your money wisely.

Today i would like to story about money. Many people now a day, they do not know how to manage and use their money wisely. Here i have a tips for you all on how to manage your money.. :) 

Your 20s

Develop your financial intelligence. Your 20s are the time to get your act together, says Hunt. Figure out where your money’s going, come up with a plan for spending and saving it, and regularly monitor your execution of that plan.

Start an emergency fund. Begin putting aside money in a risk-free savings account that you’ll be able to easily access in case something happens, such as a serious illness or job loss. Hunt suggests setting a goal of six months of living expenses.

Open a retirement savings account. Join your company’s 401k plan, and invest at least to the match, which is typically 3% of your income. Hunt also suggests opening and contributing to a Roth IRA. She advises starting by setting aside 5% of your annual income, which would be split between both accounts, and steadily raising the percentage with each salary increase you get.

In Your 30s

Fully fund your 401k and a Roth IRA. Now that your career’s on course, Hunt advises funding your retirement accounts to the maximum. Set up automatic deposits so you don’t have to think about it.

Buy a home. Since you’ve been saving through your 20s, you should be able to use some of that money for a solid down payment. However, Hunt recommends that you don’t buy the house you can afford, and instead she suggests purchasing a home about half that price. Then pay it down as quickly as possible, with a goal of owning it outright.

Don’t succumb to consumer debt. Your 30s are typically the time when you’re having children and settling into a home, which can mean a lot of spending and racking up debt. Beware of lifestyle creep, and stay focused on keeping your debts down.

Set a goal for college savings. If you want to contribute to your children’s college education, Hunt recommends beginning to save as soon as they’re born. She says a state-sponsored 529 plan is usually the best way to go.

In Your 40s

Make retirement savings your main goal. In this decade, even though your kids are nearing college age, Hunt warns against prioritizing saving for their education over your retirement goals. 

Adjust college savings. Now’s the time to check tuition costs and make sure your savings are on track for your children’s college. You may need to adjust those savings or have a conversation with your kids about how much you can afford to help and which schools are realistic for them to attend, she says.

Invest in an index fund portfolio. If you have savings beyond what you need to cover emergencies, Hunt recommends you aggressively build an index fund portfolio at a company like Vanguard or Fidelity. She says your best bet is to set up an automatic purchase plan that steadily adds more shares to your account, and then forget about it. 

My Video..

Enjoy watching.. <3 <3 <3

My New Friend

hyee readers..  today i will story about my new friend.
her name is Nur Syahirah Binti Suhaimi

she was born on 17^th july 1993 at hospital usm, kubang kerian, kota bharu, Kelantan,

She from Pengkalan Chepa, Kelantan but she lived in Terengganu.

She is doing bachelor of public management in semester 2.

She had completed her STPM at SMK Tengku Ibarahim.

Coming to her family.

She has 8 members in her family.

Her father is a engineer and her mother is a housewife.

She has 6 siblings. She has three sister and a two brother and she is the fourth from them.

Now talking about her strength and weakness.

Myher strength is self motivated and  she is a good listener.

Another more good qualities that she has a patient level.

Her weakness is that she believe people easily.

Coming to her hobbies.

She like sports, skatting, Listening music.

Coming to her goals.

Her short term goal is to be a excellent student and make her parents proud of her.

Her long term goal to be a great muslim in the world. Insyaallah.

that all about my new friend.

this is her Instagram anf Facebook.. all of you may follow her..

NSYAHIRASUHAIMI

Syahirah Suhaimi

International Islamic Day

Assalamualaikum and good morning..

i was join my course activity that is International Islamic Day.

there are many activities that are provided such as Hafazan Al-Quran, Talk and playing footbal.

I was responsible to be bureu of food with my friend Alya.

the participation of this program is student of Al-Bukhary International University and University Utara Malaysia student.

 

How to prevent stress

Relax. You deserve it, it's good for you, and it takes less time than you think.

You don't need a spa weekend or a retreat. Each of these stress-relieving tips can get you from OMG to om in less than 15 minutes.

1. Meditate 

A few minutes of practice per day can help ease anxiety. “Research suggests that daily meditation may alter the brain’s neural pathways, making you more resilient to stress,” says psychologist Robbie Maller Hartman, PhD, a Chicago health and wellness coach.

It's simple. Sit up straight with both feet on the floor. Close your eyes. Focus your attention on reciting -- out loud or silently -- a positive mantra such as “I feel at peace” or “I love myself.” Place one hand on your belly to sync the mantra with your breaths. Let any distracting thoughts float by like clouds.

2. Breathe Deeply 

Take a 5-minute break and focus instead on your breathing. Sit up straight, eyes closed, with a hand on your belly. Slowly inhale through your nose, feeling the breath start in your abdomen and work its way to the top of your head. Reverse the process as you exhale through your mouth. 

“Deep breathing counters the effects of stress by slowing the heart rate and lowering blood pressure,” psychologist Judith Tutin, PhD, says. She's a certified life coach in Rome, Ga.

3. Be Present

Slow down. 

“Take 5 minutes and focus on only one behavior with awareness,” Tutin says. Notice how the air feels on your face when you’re walking and how your feet feel hitting the ground. Enjoy the texture and taste of each bite of food.

When you spend time in the moment and focus on your senses, you should feel less tense.

4. Reach Out

Your social network is one of your best tools for handling stress. Talk to others -- preferably face to face, or at least on the phone. Share what's going on. You can get a fresh perspective while keeping your connection strong.

5. Tune In to Your Body

Mentally scan your body to get a sense of how stress affects it each day. Lie on your back, or sit with your feet on the floor. Start at your toes and work your way up to your scalp, noticing how your body feels. 

“Simply be aware of places you feel tight or loose without trying to change anything,” Tutin says. For 1 to 2 minutes, imagine each deep breath flowing to that body part. Repeat this process as you move your focus up your body, paying close attention to sensations you feel in each body part.

6. Decompress

Place a warm heat wrap around your neck and shoulders for 10 minutes. Close your eyes and relax your face, neck, upper chest, and back muscles. Remove the wrap, and use a tennis ball or foam roller to massage away tension.

Student Leadership Camp 2014

             Hai everybody, i hope all of you in good condition.. Now the weather quit hot,so don't forget to bring mineral water and umbrella when you're going outside. It's will prevent you from getting fever and most important prevent from become BLACK..!!!
           Last semester break i was be choosen to involve in Student Leadership Camp (SLC) that was be held by BIRO LATIHAN & PEMBANGUNAN (B2P) UUM.. The program has been divide by 4 series.. The first series only talk by head department of all department in UUM,such as safety(UK),healthy(PKU),charity and department of student and alumni.

           The second series we be given a task to make Almanak for 2014 activity. So there, we need to plan not more than 25 activity. All the activity that we plan,need be held by using the budget that be given by Department Student and Alumni(HEP)..
           The third series we are going to Biro Tata Negara (BTN) camp at Pendang Lake Resort. The camp since 3 days 2 night. The most activity that i really like and can't forget is we need to make a research about geograpy in that area. We are going to ask the community about their problem. I feel that time like reporter, asking and make a note that we need to present what we get to the audience and the panel. So interesting. It give me an experience how to handle the community and how to be close with them,so that the don't fell alien with me.

          The last series is the best part. We're going to Hotel Tabung Haji. We need to present our almanak to the panel. And the most consentrate is about our hi-impact program. My secretariat are choosing Career and Enterpeneur Fair. After the presentation we have a dinner and have various show from very group. Its so funny and best.

         This camp give me a lot of new thing and experience. Beside that, we also can make more coverage with other secretariat. This camp is very good to student that will become a leader in one time soon. I hope that if i be a leader soon, people will like me and comfortable with my way. That all from me for this entry, see you soon..

 Bubyee..

ABOUT ME~OWNER OF THE BLOG~

Hi readers..!!

i'm very happy to knowing you alls..

My name is Nurul Syazwani Bt Abdullah..

my family call me achiq and sometimes they call me chonie..

so you my call me either one..

i'm from Pulau Pinang..

get birth,school and everything there..

i'm no 4 from 5 siblings,so thats why sometimes i'm look like childish,

now i'm studying at Universiti Utara Malaysia (Northen University of Malaysia),

in Muamalat Administration..
my matric no is 220069.

i hope that i can be an advisor in Islamic Finance or maybe an enterperneur..

To know me more done forget to Follow my Blog okk bebebhh...

my Family

me and my sis

byeee..

see  you next entry.. !!!!!